ARE YOU MAKING

WHAT YOU'RE WORTH?

If not, why are you settling? You have options. Maybe even options you didn't know existed.

Are you only worth what your employer is willing to pay?

The answer is no. Your labor is worth what the market is willing to pay for it. That's how business works. Your employer charges what the market will bear and then pays you a portion of that wage for your effort. Your move is to get as much as you can in that trade.

It's about more than the paycheck.

One of the most important things to realize about your compensation is that it is about more than just the amount of your check each week. You need to think about things like benefits and retirement. These are incredibly important elements that are often overlooked.

Not all employers offer benefits like health insurance and retirement accounts. And when they do, you're the one paying for (most of) them. They come out of your take home pay. So, they're really part of your compensation, even if you're more concerned with the amount written on your check.

The rest of the story

When we talk about what you're worth, we're talking about your overall compensation. The amount you're earning plus the benefits you're getting and the amount going into your retirement. You might be wondering right now... don't those second two come out of the first one? They don't have to. Your employer thinks of these as subtractions. We like to think of them as additions. Keep reading to learn more.

What's Your Total Compensation?

You work hard. You want to make sure you're earning what you're worth. But how do you know what that is?

It Is Time To Make What You're Worth

You've done your time. Worked hard your whole life. Now, it's time to relax and enjoy your golden years. But how much gold will be in them?

YOU'RE READY FOR YOUR RETIREMENT.

BUT IS YOUR RETIREMENT READY FOR YOU?

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$401K

If only 401K was the balance in your account and not the type of account, right? You'd be on your way to a comfortable retirement. A 401K is a mostly self-funded retirement account. Your employer might match your contributions, but only to a certain %. From there, you're funding it yourself. Out of your paycheck. It's really nothing but a glorified savings account.

We think there's a better way. This is why our organization funds a pension. So we can all benefit. There are some really big differences between a pension and a 401k. The largest of those differences is that your 401k account has a finite amount of money in it. Once that money is gone, it's gone. Your pension, on the other hand, is designed to pay out your benefits until you die. And even then, you can assign benefits to a surviving spouse. So you can spend your retirement on what's important to you instead of worrying about how you're paying for it.

Additions, not subtractions

So you have benefits. But who is really benefiting?

VS.

In the traditional employee health insurance model, you share the cost of your health insurance with your employer. This means they pay some and you pay the rest. Add on your family, though, and you’re picking up the cost. And that can get real expensive. Real fast.

Benefits aren't really add-ons -- they're subtractions. Money comes out of your check each pay period to cover the benefits you're getting. Sure, it's nice to have them... but we think benefits ought to be additions, not subtractions.

Paycheck - benefits = Less Pay

But that's how it is everywhere!

Nope. It isn’t. Those who have health insurance through our organization don’t pay extra for that insurance. It’s an actual benefit -- added on to their compensation, not taken out of it. Want to add on your family? No problem. And no extra cost.

Our health insurance provides premium coverage. Some of the best in the industry, really. Seriously. Give us a chance to prove it to you. Because we certainly can.

That can’t be right. The insurance must be terrible.

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OUR JURISDICTIONAL AREA

If you work in the yellow area, we can help.

We work with contractors in the multi-county area shown to the left. If you're in the yellow area, we can help you make sure you're maximizing your compensation. Just click the button to find out more.

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So who are we and how can we help?

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